I spend too much money.
Well, I consider it too much money. I don’t have much money to spend, after the mortgage and the groceries, hydro, the internet and phone bills. Child support pretty much all goes to child care.
When I do the math though, there should be more. I shouldn’t get to the end of the month having a freaking panic attack about where I’ll shuffle the money from to pay the hydro bill. I should be able to save a bit here and there so if I want a weekend away, it isn’t a huge stress.
I’m fairly confident that there are a few hundred dollars in a month that I’m flittering away stupidly. Coffee and trips to the thrift store and ill-advised KFC lunches. Crap. Junk I don’t need, food that isn’t good for me, things I could do at home. You know, all the stuff they tell us not to do.
I’m a single mom. Money doesn’t grow on trees. My ex-husband is great about paying support, but that’s eaten in child care, and I can only do so much to earn extra. The money only stretches so far. Food costs more. Doing anything costs more.
I already buy most if not all clothes used, 90% of books and toys are the same. I occasionally treat myself to new books (like Homesteading and Backyard Ballistics) but even those books have a point-feeding my household and living a lower impact life, and keeping the kids occupied while terrifying my neighbours. We don’t eat high on the hog, I don’t smoke, I rarely drink, I don’t even go to the freaking movies anymore. I cut off my cable. I have a cheap cell phone plan, reduced my internet level.
And still I feel like I can’t catch up.
So in June, I’m gonna stop it for a bit. I don’t do well with budgets, and frankly need a keeper to give me an allowance. But since that isn’t going to happen, I’m committing to this instead.
In the month of June, there will be NO non-essential spending.
I will consider the following essential
- Standard bills-my mortgage, hydro, sewer, and cable bills (this holds my phone bills as well)
- Food. I will reduce and attempt to plan meals so I am spending less, but honestly, I’m mostly as low as I can go without eating liver everyday as it is.
- Garden supplies. If I’m putting in a garden in order to save on food this summer/fall, this will matter long-term.
- Medical expenses, if any.
- Household repair, if needed.